General Liability Insurance Quotes
Compare quotes on general liability insurance for small business starting at $12/month.
"Very helpful. Provided me with the right information about what I needed for liability insurance."
- Bill Ramsey, Tampa, FL
"Been with Orr and Associates for 17 years, very happy 😊"
- David O'Brien, Las Vegas, NV
"Got in touch with orr and comparatively their the best bang for your buck. Very reasonable for a small business like mine."
- Sean Cox, Aurora, CO
"All Pros! No hassle!"
- Frank Medina, San Marcos, CA
"Great, friendly, and quick service! They have been taking care of us for a long time and highly recommend them."
- Cerise Laizure-Gordon, Front Royal, VA
"Excellent service, great price"
- Suncity Contractor, Inc, Miami, FL
"Been working with mike and team for 4 years!! Been nothing short of AMAZING!!"
- Lynnwood King, San Antonio, TX
"They make it easy. Now looking to put all my insurance needs with them"
- Jim Fasano, Sussex, NJ
"I shopped around quite a bit and I chose ORR for my business because of the customer service"
- J D, San Diego, CA
"Very helpful! Tailored plan to meet my needs - recommend highly."
- Lynn Jaklevick, Northridge, CA
"Everyone was very helpful, I plan on staying with your firm indefinately."
- Guy Radice, San Diego, CA
"Great company for general contractors needing affordable coverage."
- Ray Ransom, Miami, FL
"They provided good service. I recommend Orr and Associates."
- Steven Kennedy, Temecula, CA
"Always helpful and always there!"
- David Dirgo, Colorado Springs, CO
"Great PEOPLE to deal with."
- Joao Mendes, Fort Myers, FL
"Very fortunate to have found them. Recommend them to any small business!"
- Aqua FirePit, Miami, FL
"Always quick with the Certificate of insurance coverage"
- Don Kluth, Ormond Beach, FL
"Affordable, Excellent Service, Excellent product!"
- Craig Hopkin, San Diego, CAÂ
Orr & Associates Insurance Services
3065 Rosecrans Place, Suite 105
San Diego, CA 92104
CA License 0D80642
National Producer 7484871
"Very helpful. Provided me with the right information about what I needed for liability insurance."
- Bill Ramsey, Tampa, FL
"Been with Orr and Associates for 17 years, very happy 😊"
- David O'Brien, Las Vegas, NV
"Got in touch with orr and comparatively their the best bang for your buck. Very reasonable for a small business like mine."
- Sean Cox, Aurora, CO
"All Pros! No hassle!"
- Frank Medina, San Marcos, CA
"Great, friendly, and quick service! They have been taking care of us for a long time and highly recommend them."
- Cerise Laizure-Gordon, Front Royal, VA
"Excellent service, great price"
- Suncity Contractor, Inc, Miami, FL
"Been working with mike and team for 4 years!! Been nothing short of AMAZING!!"
- Lynnwood King, San Antonio, TX
"They make it easy. Now looking to put all my insurance needs with them"
- Jim Fasano, Sussex, NJ
"I shopped around quite a bit and I chose ORR for my business because of the customer service"
- J D, San Diego, CA
"Very helpful! Tailored plan to meet my needs - recommend highly."
- Lynn Jaklevick, Northridge, CA
"Everyone was very helpful, I plan on staying with your firm indefinately."
- Guy Radice, San Diego, CA
"Great company for general contractors needing affordable coverage."
- Ray Ransom, Miami, FL
"They provided good service. I recommend Orr and Associates."
- Steven Kennedy, Temecula, CA
"Always helpful and always there!"
- David Dirgo, Colorado Springs, CO
"Great PEOPLE to deal with."
- Joao Mendes, Fort Myers, FL
"Very fortunate to have found them. Recommend them to any small business!"
- Aqua FirePit, Miami, FL
"Always quick with the Certificate of insurance coverage"
- Don Kluth, Ormond Beach, FL
"Affordable, Excellent Service, Excellent product!"
- Craig Hopkin, San Diego, CAÂ
Who We Insure
- General Contractors
- Artisan Contractors
- Manufacturers
- Trucking Companies
- Janitorial Services
- Restaurants and Food Service
- Landscapers
- Automotive Repair and Maintenance
- Hotels and Motels
- Beer, Wine and Liquor Stores
- Gas Stations
- Warehouses and Storage Units
- Fitness Industry
- Hair and Beauty Services
- Home Health Care
- Retail Stores
- Real Estate Services
- Debris Removal
- Tech Firms
- Over 800 Additional Classes
What Is Covered
- Premises Liability
- Bodily Injury
- Property Damage
- Medical Expenses
- Products
- Completed Operations
- Additional Insured Endorsements
- Limited Contractual Liability
- Personal Injury
- Advertising Injury
- Damage To Rented Premises
- Reputation Harm
- Legal Costs
- Construction Defects
- Limited Pollution Coverage
- Wrongful Eviction
Combine Your Business Insurance Policies
In addition to general liability insurance, some other important policies to consider are:
- Workers Compensation Insurance
- Contractors Tools and Equipment Insurance
- Professional Liability Insurance (Errors &Â Omissions)
- Umbrella / Excess Liability Insurance
- Commercial Auto Insurance
- Commercial Property Insurance
- Surety Bonds
Save time and qualify for discounts by quoting all of your contractors insurance at once.
Why Choose Orr & Associates
Fast Response
Get a same-day quote and policy for most businesses.
Hard To Cover Businesses
By utilizing our extensive network of carriers, we can deliver where others may turn you down.
Same Day Certificates
Get your proof of coverage today.
24/7 Customer Service
Access policy documents and report claims around-the-clock.
What is General Liability Insurance?
As a business owner, you can become liable for accidents and occurrences which are often of your control. General Liability insurance covers losses to third parties for things like bodily injury, property damage, advertising harm, libel, slander, and defamation. General Liability insurance will also cover your court and legal fees. General Liability coverage can also be extended to landlords, municipalities, and parties for whom you perform work through Additional Insured endorsements.
The coverage afforded in a general liability policy is subject to the following limits: General Aggregate, Products and Completed Operations Aggregate, Each Occurrence (Bodily Injury and Property Damage), Personal and Advertising Injury, Medical Expense and Damage to Rented Premises (aka Fire Legal). Most construction contracts will require a standard $1,000,000 Per Occurrence Limit and $2,000,000 on the aggregate limits. But it is not uncommon to see requirements for much higher limits on larger jobs.
General liability insurance is not legally required for most businesses. However, there are many professional licenses, contracts and lease agreements that may require you to carry this coverage.
Get A General Liability Quote
Need a certificate of insurance today? Compare quotes from top-rated commercial insurance carriers in minutes.
Authorized Producer
Orr & Associates Insurance Services
San Diego Office
Schedule an Appointment
3065 Rosecrans Place, Suite 105
San Diego, CA 92110
Direct Line: 888-269-0992
Customer Service: 800-311-3081
Orr & Associates Insurance Services
San Diego Office
Schedule an Appointment
3065 Rosecrans Place, Suite 105
San Diego, CA 92110
Direct Line: 888-269-0992
Customer Service: 800-311-3081