Buy Workers Compensation Insurance

Compare quotes on workers compensation insurance from top-rated insurance companies and get a same-day certificate of insurance.

Buy Workers Compensation Insurance

Compare quotes on workers compensation insurance from top-rated insurance companies and get a same-day certificate of insurance.

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Orr & Associates Insurance Services BBB Business Review

"Very helpful. Provided me with the right information about what I needed for liability insurance."

- Bill Ramsey, Tampa, FL

"Been with Orr and Associates for 17 years, very happy 😊"

- David O'Brien, Las Vegas, NV

"Got in touch with orr and comparatively their the best bang for your buck. Very reasonable for a small business like mine."

- Sean Cox, Aurora, CO

"All Pros! No hassle!"

- Frank Medina, San Marcos, CA

"Great, friendly, and quick service! They have been taking care of us for a long time and highly recommend them."

- Cerise Laizure-Gordon, Front Royal, VA

"Excellent service, great price"

- Suncity Contractor, Inc, Miami, FL

"Been working with mike and team for 4 years!! Been nothing short of AMAZING!!"

- Lynnwood King, San Antonio, TX

"They make it easy. Now looking to put all my insurance needs with them"

- Jim Fasano, Sussex, NJ

"I shopped around quite a bit and I chose ORR for my business because of the customer service"

- J D, San Diego, CA

"Very helpful! Tailored plan to meet my needs - recommend highly."

- Lynn Jaklevick, Northridge, CA

"Everyone was very helpful, I plan on staying with your firm indefinately."

- Guy Radice, San Diego, CA

"Great company for general contractors needing affordable coverage."

- Ray Ransom, Miami, FL

"They provided good service. I recommend Orr and Associates."

- Steven Kennedy, Temecula, CA

"Always helpful and always there!"

- David Dirgo, Colorado Springs, CO

"Great PEOPLE to deal with."

- Joao Mendes, Fort Myers, FL

"Very fortunate to have found them. Recommend them to any small business!"

- Aqua FirePit, Miami, FL

"Always quick with the Certificate of insurance coverage"

- Don Kluth, Ormond Beach, FL

"Affordable, Excellent Service, Excellent product!"

- Craig Hopkin, San Diego, CA 

Orr & Associates Insurance Services

888-269-0992

3065 Rosecrans Place, Suite 105
San Diego, CA 92104
License 0D80642
National Producer 7484871

"Very helpful. Provided me with the right information about what I needed for liability insurance."


- Bill Ramsey, Tampa, FL


"Been with Orr and Associates for 17 years, very happy 😊"

- David O'Brien, Las Vegas, NV

"Got in touch with orr and comparatively their the best bang for your buck. Very reasonable for a small business like mine."

- Sean Cox, Aurora, CO

"All Pros! No hassle!"

- Frank Medina, San Marcos, CA

"Great, friendly, and quick service! They have been taking care of us for a long time and highly recommend them."

- Cerise Laizure-Gordon, Front Royal, VA

"Excellent service, great price"

- Suncity Contractor, Inc, Miami, FL

"Been working with mike and team for 4 years!! Been nothing short of AMAZING!!"

- Lynnwood King, San Antonio, TX

"They make it easy. Now looking to put all my insurance needs with them"

- Jim Fasano, Sussex, NJ

"I shopped around quite a bit and I chose ORR for my business because of the customer service"

- J D, San Diego, CA

"Very helpful! Tailored plan to meet my needs - recommend highly."

- Lynn Jaklevick, Northridge, CA

"Everyone was very helpful, I plan on staying with your firm indefinately."

- Guy Radice, San Diego, CA

"Great company for general contractors needing affordable coverage."

- Ray Ransom, Miami, FL

"They provided good service. I recommend Orr and Associates."

- Steven Kennedy, Temecula, CA

"Always helpful and always there!"

- David Dirgo, Colorado Springs, CO

"Great PEOPLE to deal with."

- Joao Mendes, Fort Myers, FL

"Very fortunate to have found them. Recommend them to any small business!"

- Aqua FirePit, Miami, FL

"Always quick with the Certificate of insurance coverage"

- Don Kluth, Ormond Beach, FL

"Affordable, Excellent Service, Excellent product!"

- Craig Hopkin, San Diego, CA 

What is Workers Compensation Insurance?

When employees get hurt on the job, it is the business owner's responsibility to cover medical bills, rehabilitation costs and compensation for time off work.  Workers Compensation insurance can help cover these expenses and get your employees back to work.

The coverage afforded in a workers compensation policy is mandated by state in which the work is being performed.

Workers' compensation claims are considered no-fault. The amount that an employee receives is not determined based on his/her negligence.  Nor is the coverage amount determined by whether the employer is at fault.

With few exceptions, employers are legally obligated to carry workers compensation insurance.  Business owners can face fines, loss of license or imprisonment for non-compliance with workers comp regulations.

Who We Insure

  • General Contractors
  • Artisan Contractors
  • Manufacturers
  • Trucking Companies
  • Janitorial Services
  • Debris Removal
  • Retail Stores
  • Restaurants and Food Service
  • Landscapers
  • Automotive Repair and Maintenance
  • Hotels and Motels
  • Beer, Wine and Liquor Stores
  • Distrubutors
  • Real Estate Services
  • Gas Stations
  • Warehouses and Storage Units
  • Fitness Industry
  • Hair and Beauty Services
  • Home Health Care
  • Tech Firms
  • Over 800 Additional Classes

What Is Covered

  • Medical Bills
  • Paid Recovery Time
  • Emergency Expenses
  • Retraining
  • Loss Prevention
  • Death Benefits
  • Employers Liability
  • Safety Programs
  • Job Displacement
  • Return To Work Programs
  • Permanent Disability
  • Temporary Disability

Get A Quote

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Why Choose Orr & Associates

Fast Response

Get a quote now and obtain a same-day certificate of insurance. Start your quote.

Hard To Cover Businesses

Through our extensive network of carriers, Orr & Associates can deliver where others may turn you down. Apply Now

Instant Online Certificates

Get your proof of coverage today.  Add certificate holders online.

24/7 Customer Service

Access policy documents and report claims around-the-clock.

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